HQ-led decisions

Milk Jar Cookies

Financial services

Software purchasing at Milk Jar Cookies is controlled at the headquarters level by founder and CEO Courtney Cowan. The brand mandates a specific, modern tech stack including Toast POS, Rippling, and WhenIWork. With only 1 company-owned unit disclosed in the 2023 FDD, the immediate addressable market is extremely small, making this a niche target for vendors.

Live signals

Total units
1
0 franchised
Unit growth YoY
vs prior filing
AUV
Item 19, 2023
Royalty
7%
of gross sales
Ad fund
2%
national + local
Initial fee
$50K
per unit
Investment range
$384K–$815K
all-in, Item 7
Procurement
Franchisor controlled
from the filing
Non-compete
4 years
from the filing
Item 19
Claims
from the filing

Ongoing fee load

What the operator pays every month

The recurring percentage of gross sales named in this filing, before rent, labour or any technology fee.

9%of gross sales (FY2023)

Ongoing fees: 9% of gross sales (FY2023)Royalty 7%, Ad fund 2%. Total 9% of gross sales. Drawn against a 15% reference scale.

15% reference

Royalty 7%Ad fund 2%

Mandated & recommended tech

The systems vendors compete with

Recommended systems named in Item 11 of the filing, no system-wide mandate locks the door.

Rippling
HrItem 8

roducts No No Logoed paper goods & other products Yes Yes Uniforms Yes Yes (aprons, t-shirts, hats) POS System (Toast) Yes Yes Scheduling System (When I Work) Yes Yes HR Software (Rippling) Yes Yes El

Toast
POSItem 11

n Build-out Intro to architect (Randall Rowntree) Intro to Construction Coordinator (Laurie Keys) What’s next? Marketing: location chosen Day 3: 8 0 Virtual Training Menu overview Toast training Intro

When I Work
SchedulingItem 8

ts & equipment Yes Yes Other F&B products No No Logoed paper goods & other products Yes Yes Uniforms Yes Yes (aprons, t-shirts, hats) POS System (Toast) Yes Yes Scheduling System (When I Work) Yes Yes

The vendor opportunity at Milk Jar Cookies

Milk Jar Cookies presents a micro-target for software vendors. The 2023 Franchise Disclosure Document reports a total of 1 unit, which is company-owned. The number of franchised units, if any, is not disclosed. Year-over-year unit growth is also not available in the filing. With no operators mapped in our corpus and no parent company on file, the brand appears to be an independently owned, single-location business based in California. The average unit volume is not disclosed. For a vendor, the total addressable market is effectively 1 location, making this a low-volume, high-touch sales opportunity.

Who controls software purchasing

Decision-making is highly centralized. Courtney Cowan, the founder and CEO, is the only executive listed in Item 1 of the FDD. In a single-unit operation, the CEO typically acts as the de facto buyer for all operational and financial software. There is no CIO, CTO, or VP of Operations on file. A vendor's path to a sale runs directly through the founder. The financial services classification of the brand suggests a sophisticated operator, but the lack of a multi-unit hierarchy means there is no separate IT or procurement department to navigate.

Mandated and current tech stack

The 2023 FDD mandates a specific set of technologies that franchisees—or in this case, the single company-owned unit—must use. The point-of-sale system is Toast by Toast, Inc. For HR, payroll, and potentially IT management, Rippling is mandated. Scheduling is handled by WhenIWork. The brand also requires use of the Milk Jar Cookies® intranet and learning management system, a proprietary platform. Additionally, the FDD mandates unspecified customer contact software and financial software. This stack is modern and cloud-based, leaving little room for displacement at the POS, HR, or scheduling layers. The mandated-but-unnamed customer contact and financial software categories represent the only obvious greenfield for a competing vendor, assuming the current solutions are not locked into long-term contracts.

Procurement, renewals, and timing

The FDD does not include an Item 8 extract, so the procurement model—whether designated supplier, approved supplier, or open—is not disclosed. This lack of transparency means a vendor must clarify sourcing rules early in the conversation. The franchise agreement offers a single 10-year renewal term, provided the operator satisfies pre-conditions. With a 10-year initial term and no disclosed recent activity, contract windows are infrequent. A vendor selling into this account should not expect a recurring, time-based renewal cycle. The opportunity is a one-off, relationship-based sale to the founder.

How to read the Milk Jar Cookies FDD

The 2023 FDD is the primary source for the data above. Item 1 identifies Courtney Cowan as the founder and CEO. Item 11 lists the mandated technologies, including the named vendors Toast, Rippling, and WhenIWork. The total unit count comes from Item 20, which shows 1 company-owned unit and no disclosed franchised units. The absence of an Item 8 extract means procurement rules are not publicly defined in this filing. The renewal terms are detailed in Item 17, confirming the 10-year term and single renewal option. For vendors, the FDD confirms a tiny, centralized operation with a locked-in tech stack and a single decision-maker. Use the embedded viewer below to examine the full document and verify these details before outreach. For a ranked target list of franchise systems with larger addressable markets, FranCloud can help.

Questions vendors ask

Milk Jar Cookies, answered from the filing

Founder and CEO Courtney Cowan is the sole executive on file. With a single-unit operation, purchasing decisions are centralized with this individual.
The 2023 FDD mandates Toast by Toast, Inc. for point-of-sale, Rippling for HR/payroll, and WhenIWork for scheduling. A proprietary intranet and LMS are also required.
The 2023 FDD discloses 1 total unit, which is company-owned. The number of franchised units was not disclosed.
The FDD does not contain an Item 8 extract detailing procurement restrictions. The model for designated vs. approved suppliers is not disclosed in the most recent filing.
With a 10-year initial term and a single 10-year renewal option, contract windows are infrequent. The single unit's status offers no near-term churn signals for a vendor.
The 2023 FDD was filed with state franchise regulators. You can review the full document in the embedded PDF viewer below to analyze Item 11 technology mandates directly.
Source

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Milk Jar Cookies2023 FDDView only
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Operator footprint

Who runs the locations

1 operators run 1 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit1

Top states by locations

WI1

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Primary franchise filings · updated June 2026. Every figure is source-traceable and QA-checked.