From the filings
Ameriprise Financial Services runs 5,462 total advisor outlets, 3,738 of them franchised Independent Advisors, with 1,724 company-owned. Franchisees must run the required AdvisorCompass® applications and license "the Software" from Ameriprise to access client information and the company's computer network. Franchised outlets fell 3.035% year over year, and in Item 19 the 1,628 Independent Advisors with $1 million or more in annual GDC averaged $3,069,065 in total GDC.
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Live signals
Complete royalty terms unconfirmed
Complete royalty terms are not confirmed for the selected filing.
These are recorded percentage components. Each has its own base and conditions; the chart does not state the total payment or confirm ad-fund completeness.
1recorded components (FY2026)
15% reference
Franchisor behaviours
16 requirements the franchisor states in this filing, each in its own words; 8 explicit no's; 10 questions the text does not settle, which is not a no.
Accounting
Must the franchisee use an accounting or bookkeeping system designated or approved by the franchisor?
YesFranchise agreement
A. Independent Advisor agrees to record all transactions on a computer system that meets the specifications of Ameriprise Financial, or on any other equipment specified by Ameriprise Financial in the Manuals or otherwise in writing.
Does the franchisor have direct or independent electronic access to the franchisee's financial, sales or customer records?
YesFranchise agreement
Independent Advisor agrees to permit Ameriprise Financial to access the computer system installed at the Independent Financial Advisor Business for the purpose of obtaining Ameriprise Financial-related information from Independent Advisor’s computer system to satisfy regulatory and business processing requirements.
How the franchisor buys
Is the franchisor or an affiliate itself a supplier of required products, services or systems?
YesItem 8
We and our affiliates are currently approved suppliers of the Products & Services.
Is there a franchisee advisory council, association or committee?
YesItem 11
We have established a National Franchisee Advisory Council that serves in an advisory capacity to us on a variety of topics, including advertising matters.
Does the franchisor reserve the right to change designated suppliers or systems at any time?
YesItem 16
We have an unlimited right to change the Products & Services that you may offer and sell.
How much revenue did the franchisor and its affiliates earn from franchisee purchases in the last fiscal year?
374093535Item 8
$374,093,535 or 4.0% of these total revenues were as a result of Independent Advisors’ purchases of products and services.
Does the franchisor or an affiliate receive rebates, commissions or other revenue from designated or approved suppliers?
YesItem 8
We and our affiliates will derive revenue from selling Products & Services to clients of Independent Financial Advisor Businesses operating under the System.
Item 8 gives this proportion in one of two shapes: separate percentages for establishing the business and for operating it, or one figure covering "establishing and operating" together. Where they are separate, answer with the operating percentage; where the passage gives only the combined figure, answer with that. What percentage of the franchisee's purchases must come from designated or approved suppliers?
25Item 8
approximately 25% – 50% in continued operation of the Independent Financial Advisor Business.
Can a franchisee propose a new supplier for the franchisor's approval?
YesItem 8
If you propose an alternative supplier, we will approve or disapprove the alternative supplier within a reasonable time after we receive all requested information concerning the supplier.
Communications
Does the franchisor own or control the business telephone numbers, or take them over when the agreement ends?
YesFranchise agreement
At Ameriprise Financial’s expense, Ameriprise Financial reserves the right to add a forwarding message to any such telephone number no longer used by Independent Advisor, indicating the telephone number for Ameriprise Financial and for the departing Independent Advisor.
Franchise management
Does the franchisor conduct periodic inspections, audits or evaluations of the franchised business?
YesFranchise agreement
Ameriprise Financial agrees to conduct, as it deems advisable and consistent with its regulatory and supervisory obligations, inspections of Independent Advisor’s operation of the Independent Financial Advisor Business for the purpose of establishing Independent Advisor’s compliance with this Agreement and with…
Can the franchisor change the operations manual and brand standards unilaterally?
YesFranchise agreement
Ameriprise Financial may make reasonable interpretations and revise the contents of the Manuals from time-to-time.
Must the franchisor approve the franchisee's site or location before opening?
YesItem 11
The Independent Financial Advisor Business Location must be located in a commercial zone or mixed commercial/residential zone, as specified in the Manuals, and is subject to our approval.
Marketing
Is the franchisee prohibited from operating its own website or social media accounts, or required to use pages the franchisor provides?
YesFranchise agreement
Independent Advisor specifically acknowledges and agrees that all websites and internet advertising, including any revisions, must be approved in advance by, and must be in a format designed by, Ameriprise Financial.
Point of sale
Does the franchisor have independent access to the data in the franchisee's POS or computer system?
YesItem 11
Through the Software, we will have access to the computer system at the Independent Financial Advisor Business.
Training
Can the franchisor charge the franchisee for additional, refresher or remedial training?
YesItem 6
In addition, if you qualify to participate in special optional programs, you may be required to attend additional training for an additional fee.
Ameriprise Financial Services runs 5,462 total advisor outlets, 3,738 of them franchised Independent Advisors and 1,724 company-owned. Franchised outlets fell 3.035% year over year against a 3-year initial term. In Item 19, the 1,628 Independent Advisors (43.4%) with $1 million or more in annual gross dealer concession (GDC) averaged $3,069,065 in total GDC in 2025.
Ameriprise controls the core technology stack directly rather than leaving it to individual advisors. Franchisees must keep their hardware updated so the AdvisorCompass® applications run properly and to limit security risk, and must obtain computer hardware to Ameriprise's exact specifications to access certain consulting, technology support and troubleshooting services. To access client information and Ameriprise's computer network, franchisees must use "the Software" Ameriprise licenses, and at Ameriprise's request must obtain any additions, enhancements or upgrades it specifies.
AdvisorCompass® is the named required application suite; "the Software" that provides network and client-data access is licensed from Ameriprise under the Computer Software and System category in Item 8. Franchisees must also use the Managed Network hardware and service solutions Ameriprise makes available, including a required Unified Threat Management device and network monitoring.
Item 8 runs on an approved-supplier list: Products & Services and the Computer Software and System license must be procured through Ameriprise or its affiliates, and Ameriprise estimates that approved-supplier purchases make up roughly 25% to 50% of both startup and ongoing spend. The initial term is 3 years, with renewal on the same 3-year cycle, requiring compliance with the Franchise Agreement and satisfying all monetary obligations — a comparatively short window for revisiting the required Software and AdvisorCompass setup.
The embedded PDF viewer below holds Ameriprise's 2026 Franchise Disclosure Document. For a ranked list of targets like this one, talk to FranCloud.
Complete royalty terms are not confirmed.
Questions vendors ask
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Operator footprint
2,382 operators run 2,382 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.
Operators by units owned
Top states by locations
| MI | 2 |
|---|---|
| IL | 1 |
| CA | 1 |
| RI | 1 |
| WA | 1 |
Ownership
Parent company: Ameriprise Financial, Inc..
Related Financial services brands
Primary franchise filings · updated September 2026. Read the original filing for definitions, conditions, and qualifications.