No mandated tech stackHQ-led decisions

Lilian USA

Financial services

Software purchasing at Lilian USA is controlled at the headquarters level by Chairman and President Kai-Lung Cheng and Director of U.S. Project Team Bai-Hung Cheng. The most recent Franchise Disclosure Document (2026) does not mandate any specific technology systems or vendors, leaving the tech stack open. With 146 franchised units concentrated primarily in California and Arizona, the addressable market is compact but concentrated, offering a focused opportunity for vendors targeting financial services franchises.

Live signals

Total units
146
146 franchised
Unit growth YoY
-5.195%
vs prior filing
AUV
Item 19, 2026
Royalty
6%
of gross sales
Ad fund
3%
national + local
Initial fee
$12K
per unit
Investment range
$296K–$606K
all-in, Item 7
Procurement
Approved supplier
from the filing

The vendor opportunity at Lilian USA

Lilian USA operates 146 franchised units, all of which are independently owned and operated. The brand shows a year-over-year unit decline of approximately 5.2%, indicating a contracting footprint rather than an expanding one. For software vendors, this means the total addressable market is limited to these existing locations, with no company-owned units to target. The franchise is concentrated in California (9 mapped units) and Arizona (2 mapped units), based on the operator footprint disclosed in the FDD. No multi-unit operators are recorded; all 11 mapped operators run a single unit each. This atomized ownership structure means any software sale would likely need to be approved or coordinated through headquarters rather than through large franchisee groups.

Who controls software purchasing

The 2026 FDD lists two key executives in Item 1: Kai-Lung Cheng, who serves as Chairman and President, and Bai-Hung Cheng, Director of U.S. Project Team. With no other executives or departments disclosed, these individuals are the most likely decision-makers for technology procurement. The absence of a named CIO, CTO, or IT director suggests that software purchasing decisions are handled directly by top leadership. Vendors should prepare to engage at this senior level, as there is no indication of a decentralized or franchisee-led purchasing model. The brand’s classification under financial services further implies that any software must meet relevant regulatory and security standards, though no specific compliance requirements are detailed in the FDD.

Mandated and current tech stack

Lilian USA’s 2026 FDD does not mandate or recommend any specific technology systems, POS platforms, or software vendors. This is a notable gap compared to many franchise systems that specify required hardware or software in their disclosure documents. For a vendor, this represents both an opportunity and a challenge: there is no incumbent to displace, but also no established pain point or replacement cycle to leverage. The absence of a mandated tech stack means the franchisees may be using a patchwork of solutions, or that technology is not yet deeply embedded in operations. Any pitch should emphasize ease of deployment across a small, geographically concentrated network and the ability to bring standardization to a currently unstandardized environment.

Procurement, renewals, and timing

The FDD does not include an Item 8 procurement signal, leaving the procurement model undefined. It is not clear whether franchisees must purchase from designated suppliers, from approved suppliers, or have open choice. This ambiguity means vendors should clarify procurement rules early in any conversation with HQ. On the renewal side, Item 17 specifies that franchisees may renew once for an additional five years, provided they give written notice at least twelve months before the initial term expires. With a five-year initial term, this creates potential windows for software evaluation around the fourth year of each franchise agreement. However, given the negative unit growth, the number of units approaching renewal at any given time may be small.

How to read the Lilian USA FDD

The Lilian USA Franchise Disclosure Document for 2026 is available in the embedded viewer on this page. Key sections for software vendors include Item 1 (executive team), Item 8 (procurement restrictions, though absent here), Item 11 (mandated systems, also absent), and Item 17 (renewal and termination terms). The document confirms the brand’s independent ownership structure, with no parent company on file, and a royalty rate of 6.0%. For a deeper analysis of how Lilian USA compares to other franchise targets in your software vertical, FranCloud can generate a ranked list of franchise systems matched to your product.

Questions vendors ask

Lilian USA, answered from the filing

Kai-Lung Cheng (Chairman, President) and Bai-Hung Cheng (Director of U.S. Project Team) are the named executives in the 2026 FDD, indicating HQ-level control over purchasing decisions.
The 2026 FDD does not disclose any mandated or recommended POS, operational, or other technology systems. The tech stack appears to be open.
There are 146 franchised units in the US, with no company-owned locations disclosed. Year-over-year unit growth was -5.195%.
The 2026 FDD does not include an Item 8 procurement signal, so it is unknown whether they use designated suppliers, approved suppliers, or an open procurement model.
With a 5-year initial term and a single 5-year renewal option requiring 12 months' written notice, contract windows may align with these renewal cycles, though recent unit decline suggests limited expansion-driven openings.
The 2026 FDD is filed with state franchise regulators. You can view it directly in the embedded PDF viewer below on this page.
Source

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Operator footprint

Who runs the locations

11 operators run 11 mapped locations — 0 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit11

Top states by locations

CA9
AZ2

Related Financial services brands

Primary franchise filings · updated June 2026. Every figure is source-traceable and QA-checked.