All Local Marketing that you develop for the Franchise must contain notices of the System Website in the manner that we periodically designate. You may not develop, maintain or authorize any other website, other online presence or other electronic medium (such as mobile applications, kiosks and other interactive properties or technology-based programs) that mentions or describes you, the Franchise or its products or services or that displays any of the Marks. Except for the System Website (if applicable), you may not conduct commerce or offer or sell any products or services using any website, another electronic means or medium, or otherwise over the Internet or using any other technology-based program without our approval. Nothing in the Franchise Agreement limits our right to maintain websites and technologies other than the System Website or to offer and sell products or services under the Marks from the System Website, another website or technology, or otherwise over the Internet (including to the Franchise’s customers and prospective customers) without payment or obligation of any kind to you. (Franchise Agreement – Section 7.E.) Social Media You must comply with our policies and requirements, which we may periodically modify, concerning blogs, common social networks like Facebook, professional networks like LinkedIn, 25 Decimal® – 2026 FDD 1628075275.3 live-blogging tools like X, virtual worlds, file, audio and video sharing sites and applications like Pinterest, Instagram, and TikTok, and other similar social networking or media sites or tools (collectively, “Social Media”) that in any way reference the Marks or involve the Franchise. These policies may involve prohibitions on your and your representatives’ use of Social Media relating to the Marks or the Franchise. (Franchise Agreement – Section 7.F.)
From the filings
Decimal
Financial servicesDecimal franchises a small financial-services network — 4 total locations, 3 franchised and 1 company-owned — out of its Indiana headquarters. Item 6 of the 2026 FDD shows Salesforce already in use, while Item 11 names several social platforms without requiring any of them, giving vendors a clear read on where Decimal's current tech spend sits.
For software vendors selling into US franchise brands.
Live signals
Ordinary royalty terms
10% component; full terms unconfirmed
Complete royalty terms are not confirmed for the selected filing.
Recorded percentage components
These are recorded percentage components. Each has its own base and conditions; the chart does not state the total payment or confirm ad-fund completeness.
1recorded components (FY2026)
15% reference
Mandated & recommended tech
The systems vendors compete with
Systems named in Item 11 of this filing. None is recorded as mandated here, which is not the same as the filing mandating nothing. Read Item 11 before treating the category as open.
You must comply with our policies and requirements, which we may periodically modify, concerning blogs, common social networks like Facebook, professional networks like LinkedIn, 25 Decimal® – 2026 FDD 1628075275.3 live-blogging tools like X, virtual worlds, file, audio and video sharing sites and applications like Pinterest, Instagram, and TikTok, and other similar social networking or media sites or tools (collectively, “Social Media”) that in any way reference the Marks or involve the Franchise. These policies may involve prohibitions on your and your representatives’ use of Social Media relating to the Marks or the Franchise. (Franchise Agreement – Section 7.F.)
Social Media You must comply with our policies and requirements, which we may periodically modify, concerning blogs, common social networks like Facebook, professional networks like LinkedIn, 25 Decimal® – 2026 FDD 1628075275.3 live-blogging tools like X, virtual worlds, file, audio and video sharing sites and applications like Pinterest, Instagram, and TikTok, and other similar social networking or media sites or tools (collectively, “Social Media”) that in any way reference the Marks or involve the Franchise. These policies may involve prohibitions on your and your representatives’ use of Social Media relating to the Marks or the Franchise. (Franchise Agreement – Section 7.F.)
You must comply with our policies and requirements, which we may periodically modify, concerning blogs, common social networks like Facebook, professional networks like LinkedIn, 25 Decimal® – 2026 FDD 1628075275.3 live-blogging tools like X, virtual worlds, file, audio and video sharing sites and applications like Pinterest, Instagram, and TikTok, and other similar social networking or media sites or tools (collectively, “Social Media”) that in any way reference the Marks or involve the Franchise. These policies may involve prohibitions on your and your representatives’ use of Social Media relating to the Marks or the Franchise. (Franchise Agreement – Section 7.F.)
5 Decimal® – 2026 FDD 1628075275.3 Column 1 Column 2 Column 3 Column 4 Type of Fee(1) Amount Due Date Remarks Designated  Software Suite: $300 per user per Monthly DSP Fees are payable to Service Provider month DFS or to one or more (DSP) Fees (5)  Recruitment: $750 per recruit designated third-party  Staff Training: $750 per trainee product or service  Hardware Acquisition: $1,000 to providers. $2,000 per station  Delivery Support Payroll: $1,100 to $3,000 per month per staff member  Delivery Support Management Fee: $650 per month per staff member  Billing and Collections: 1% of Gross Revenues plus applicable payment processing fees  Client Technology Fee: $30 per client entity per month  Queues Support: Queues Support Fees (as defined in Note 5) Marketing Currently $250 Monthly We may increase the Technology Fee Marketing Technology (6) Fee upon 30 days’ notice to the network of franchisees. We will not increase the Marketing Technology Fee more frequently than once per calendar year and will not increase it by more than 20% annually. Currently, the Marketing Technology Fee covers one Salesforce license. Ongoing Currently none but we may charge As incurred Training fees up to $50 per attendee per day (not including travel, lodging, food or other living expenses) for training courses, programs, evaluations, and conventions Supplier, An amount equal to the reasonable As incurred Payable only if you ask distributor and cost of the inspection and our actual us to review a new product review cost of testing the proposed product supplier, distributor or fees or evaluating the proposed service or product. service provider, including personnel and travel costs, whether or not the item, service, supplier or service provider is approved
You must comply with our policies and requirements, which we may periodically modify, concerning blogs, common social networks like Facebook, professional networks like LinkedIn, 25 Decimal® – 2026 FDD 1628075275.3 live-blogging tools like X, virtual worlds, file, audio and video sharing sites and applications like Pinterest, Instagram, and TikTok, and other similar social networking or media sites or tools (collectively, “Social Media”) that in any way reference the Marks or involve the Franchise. These policies may involve prohibitions on your and your representatives’ use of Social Media relating to the Marks or the Franchise. (Franchise Agreement – Section 7.F.)
Franchisor behaviours
What the franchisor requires
24 requirements the franchisor states in this filing, each in its own words; 3 explicit no's; 7 questions the text does not settle, which is not a no.
Accounting
Must the franchisee use an accounting or bookkeeping system designated or approved by the franchisor?
YesFranchise agreement
Franchisee agrees to establish and maintain at its own expense a bookkeeping, accounting and recordkeeping system conforming to the requirements and formats that Franchisor periodically specifies.
Does the franchisor have direct or independent electronic access to the franchisee's financial, sales or customer records?
YesItem 11
We will have independent, unlimited access to all information and data in the Computer System, including continuous independent access to all Client Data (defined in Item 14).
Must the franchisee submit periodic financial statements (monthly, quarterly or annual) to the franchisor?
YesFranchise agreement
within fifteen (15) days after the end of each month, monthly and year-to- date profit and loss and source and use of funds statements and a balance sheet for the Decimal Business as of the end of the previous month;
How the franchisor buys
Is the franchisor or an affiliate itself a supplier of required products, services or systems?
YesItem 8
Currently, DFS is the only approved provider of computer hardware and software, recruitment services, staff training services, delivery support payroll services, billing and collections services, bookkeeping, and month-end close services clients of Decimal Businesses.
Does the franchisor reserve the right to change designated suppliers or systems at any time?
YesItem 11
We may periodically modify the specifications for and components of, and the technologies and functions for the Computer System.
Does the franchisor or an affiliate receive rebates, commissions or other revenue from designated or approved suppliers?
YesItem 8
We or our affiliates may retain any rebates or other payments we receive from suppliers without restriction.
Item 8 gives this proportion in one of two shapes: separate percentages for establishing the business and for operating it, or one figure covering "establishing and operating" together. Where they are separate, answer with the operating percentage; where the passage gives only the combined figure, answer with that. What percentage of the franchisee's purchases must come from designated or approved suppliers?
90Item 8
We estimate that the purchases and leases that you must make from us or our affiliates, from approved suppliers, or according to our System Standards represent approximately 90% of your total purchases and leases in establishing, and approximately 90% of your total purchases and leases in operating, the Franchise.
Does the franchisor charge a fee to evaluate a proposed supplier?
YesItem 8
For each supplier, distributor, or product you submit for our review, you must pay us an amount equal to the reasonable cost of the inspection and our actual cost of testing the proposed product or evaluating the proposed service or service provider, including personnel and travel costs, whether or not the item…
Can a franchisee propose a new supplier for the franchisor's approval?
YesItem 8
If you want to use any Operating Assets or other products or services for or in connection with the Decimal Business that we have not yet evaluated, or purchase or lease any Operating Assets or other products or services from a supplier or distributor that we have not yet approved (for Operating Assets or other…
Data and IT
Must the franchisee comply with PCI, data-security or cybersecurity standards set by the franchisor?
YesFranchise agreement
Franchisee must comply with Franchisor’s System Standards, other directions from Franchisor, prevailing industry standards (including payment card industry data security standards), all contracts to which Franchisee is a party or otherwise bound, and all applicable laws and regulations, as any of them may be modified…
Franchise management
Does the franchisor conduct periodic inspections, audits or evaluations of the franchised business?
YesFranchise agreement
Franchisor and its designated agents and representatives may at all times, and without prior notice to Franchisee: (a) inspect the Decimal Business and any aspect of its operations; (b) examine and copy the Decimal Business’s business, bookkeeping and accounting records, tax records and returns, and other records and…
Can the franchisor change the operations manual and brand standards unilaterally?
YesItem 11
Although we retain the right to establish and periodically modify the Franchise System and System Standards that you have agreed to follow, you retain the exclusive responsibility for the day-to-day management and operation of the Franchise and implementing and maintaining System Standards at the Franchise.
Must the franchisor approve the franchisee's site or location before opening?
YesItem 12
The Franchise must be located at a site that we have approved, which may be your personal residence.
Marketing
Is the franchisee prohibited from operating its own website or social media accounts, or required to use pages the franchisor provides?
YesFranchise agreement
Franchisee may not develop, maintain or authorize any other website, other online presence or other electronic medium (such as mobile applications, kiosks and other interactive properties or technology-based programs) that mentions or describes Franchisee, the Decimal Business or its products or services or that…
Is a minimum grand opening advertising spend required?
YesItem 11
During the course of the grand opening marketing program, you must spend at least $3,000.
Is the franchisee required to spend a minimum amount on local advertising or marketing, as a percentage of sales or a fixed amount?
YesItem 11
Currently, each year you must spend at least $12,000 on Local Marketing.
Must the franchisee participate in a regional advertising cooperative when one exists?
YesItem 11
If we have established a cooperative for the geographic area in which the Franchise is located on the date you sign the Franchise Agreement, or if we establish a cooperative in that area during the Franchise Agreement’s term, you must sign the documents that we require to become a member of the cooperative and to…
Operations
Must the franchisee buy products from a designated distributor?
YesItem 8
You must purchase or lease all Operating Assets and other products and services for the Franchise according to the System Standards, and if we require, only from suppliers or distributors that we designate or approve, which may include or be limited to us or our affiliates, including DFS.
Must equipment be purchased from designated or approved suppliers?
YesItem 8
Suppliers You must purchase or lease all Operating Assets and other products and services for the Franchise according to the System Standards, and if we require, only from suppliers or distributors that we designate or approve, which may include or be limited to us or our affiliates, including DFS.
Payments
Are royalties and other fees collected by automatic bank debit (ACH or electronic funds transfer) from the franchisee's account?
YesItem 6
You must sign and deliver to us the documents we periodically require authorizing us and DFS to debit your bank account automatically for all fees payable to us, and other amounts due under the Franchise Agreement or any related agreement between us (or our affiliates) and you.
Point of sale
Does the franchisor have independent access to the data in the franchisee's POS or computer system?
YesItem 11
We will have independent, unlimited access to all information and data in the Computer System, including continuous independent access to all Client Data (defined in Item 14).
Sales and CRM
Must the franchisee use a CRM system designated or approved by the franchisor?
YesItem 11
The Marketing Technology Fee also currently covers one Salesforce license for use in connection with the Decimal Business (Franchise Agreement – Section 5.C.)
Training
Can the franchisor charge the franchisee for additional, refresher or remedial training?
YesItem 11
If we decide that you or your personnel cannot complete the Initial Training Program to our satisfaction, we may require you or your personnel to attend additional training programs at your expense and for which we may charge reasonable fees.
Is attendance at an annual convention or conference mandatory for the franchisee?
YesFranchise agreement
Franchisee’s personnel whom Franchisor periodically specifies also must attend any conventions or other programs that Franchisor periodically specifies for some or all Decimal Businesses.
The filing answers no to 3 questions
- Is there a franchisee advisory council, association or committee?Item 20
- Must the franchisee participate in a customer-satisfaction or net-promoter survey program?Franchise agreement
- Does the franchisor require minimum staffing levels or specific roles?Franchise agreement
The vendor opportunity at Decimal Decimal is a small financial-services franchisor — 4 total locations, 3 franchised and 1 company-owned, part of Decimal Technologies — operating out of Indiana under its 2026 FDD. At this scale, a vendor pitch is less about volume and more about whether Decimal's tooling choices are still being decided.
Who controls software purchasing Item 2 names Matt Tait as Chief Executive Officer and a Director, Jacob Cloran as Chief Technology Officer and a Director, and Michael O'Connor as Chief Operating Officer. The operator footprint shows 6 mapped operators, all single-unit, spread across Missouri, South Carolina, Michigan, Indiana and California — no concentration in any one state. Since the FDD requires none of the systems it names, purchasing likely runs through a mix of this small HQ team and the individual operators themselves.
Tech named in the FDD, and what is actually required Item 6 shows Salesforce already in use — the FDD describes it in use and charges a fee for it, but does not make it a contractual requirement. Facebook, Instagram, LinkedIn, Pinterest and TikTok all appear in Item 11, named the same way: present in the filing, not required by it.
Procurement, renewals, and timing Item 8 runs an approved-supplier list. Franchisees must purchase or lease Operating Assets and other products and services according to System Standards, and where the franchisor requires it, only from suppliers it designates or approves — a category that can include or be limited to Decimal or its affiliates. Franchisees may propose their own supplier for approval. The initial term is 10 years; Item 17 lets a compliant franchisee acquire up to two successor franchises of 5 years each, contingent on written notice and bringing the business up to then-current system standards.
How to read the Decimal FDD The 2026 filing was filed with state franchise regulators. Read Item 2 for the executive team, Item 6 for the Salesforce relationship, and Item 8 for supplier rules — the embedded PDF viewer below has the complete filing. For a ranked list of comparable targets, talk to FranCloud.
Ordinary royalty terms
Complete royalty terms are not confirmed.
Questions vendors ask
Decimal, answered from the filing
Read the filing itself
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Operator footprint
Who runs the locations
6 operators run 6 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.
Operators by units owned
Top states by locations
| MO | 1 |
|---|---|
| SC | 1 |
| MI | 1 |
| IN | 1 |
| CA | 1 |
Ownership
The portfolio behind Decimal
Parent company: Decimal Technologies, Inc..
Related Financial services brands
Primary franchise filings · updated September 2026. Read the original filing for definitions, conditions, and qualifications.