Culver's Restaurant

The cost for purchasing or leasing the computer system ranges from $42,350 to $56,100. In addition, you will incur monthly subscription fees, which include back office software subscription CrunchTime!, that are currently approximately $3,200, payable to our approved suppliers. This fee covers the cost of system updates and support. We cannot estimate the annual cost of any additional optional or required maintenance and support contracts from us because we have, through the date of this disclosure document, provided these services at no cost to franchisees. In the future, we may charge you a monthly technology fee. See Item 6. We currently have independent access to certain operational and financial information and data produced by your Restaurant technology. There are no contractual limitations on our right to access the information and data (Franchise Agreement - Section 10(R)).

You must comply with the “Payment Card Industry Data Security Standard” (“PCI DSS”). You must validate your compliance by completing a self-assessment questionnaire (“SAQ”) yearly and subject your network to quarterly vulnerability scans. If applicable, you must enroll in Fiserv Clover Security program to complete attestations. In addition, we require you to purchase security services through an approved Managed Security Services Provider (“MSSP”). We estimate that you will incur costs of approximately $110 - $130 per month for these security services payable to our approved MSSP, although the estimated amount may increase in the future. As part of our cyber insurance policy, you must allow us to take certain actions if there is an actual or alleged data breach at any Restaurant, including accesses your computer network, and you must sign the Consent Agreement attached to the Franchise Agreement.

(4) You must obtain a license to use the Schoox software subscription, on an annual basis. There are no substitutes for this system. (5) You must subscribe to the online ordering system. Our current approved vendor is OLO. There are no substitutes for this system. (6) You must obtain the software required on your computer, including: (i) current Microsoft supported operating system which runs your computer; and (ii) current Microsoft supported Office version for creating and viewing documents and reports.

Computer Systems You must install a computer system (“Computer System”) meeting our standards, as periodically modified in response to business operations, marketing conditions, competitive circumstances and changes in technology. As of February 1, 2026, the Computer System includes the following: (1) You must purchase and maintain the POS System. Our current approved POS System, subject to change by us, is a PAR Brink point of sale system with the most current hardware. The POS System must integrate with the back office system described below. There are no substitutes for this system.

(2) You must subscribe to one of our approved MSSP vendors. Our current vendor is PDI or Viking Cloud. There are no substitutes for this service. 17 2026 Culver’s FDD 82314727v5 (3) You must obtain a license to use the CrunchTime! back office software subscription, including Zenput, on an annual basis. There are no substitutes for this system. (4) You must obtain a license to use the Schoox software subscription, on an annual basis. There are no substitutes for this system.

The Franchised Restaurants are sorted based on the number of employees (both full-time and part-time) at employers within a 3-mile radius surrounding the Franchised Restaurants. The number of employee 40 2026 Culver’s FDD 82314727v5 demographic data were provided by Environmental Systems Research Institute and SiteZeus. Environmental Systems Research Institute extracts its employee data from a comprehensive list of businesses licensed from Data Axle. This 2025 business list contains data for nearly 13 million United States businesses including the business name, location, franchise code, industry classification code, and number of employees. We have not independently confirmed the data.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, Myspace, Twitter, LinkedIn, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar.

1. The Program. The Program will allow your customers to purchase and reload stored value cards (the “Card”) at your restaurant(s) or the restaurants of other participating Culver’s® franchisees (each a “Participating Restaurant”) by prepaying specific amounts and then using the Card to purchase products at any Participating Restaurant with the prepaid amounts. We have contracted with First Data Merchant Services, LLC (“FDMS”) to provide various services in support of the Program, which services include ordering and arranging for the distribution of an inventory of the Cards; providing a complete Card processing program, including a system for real-time Card authorization and accounting procedures and funds settlement procedures, for processing customer Card transactions from Participating Restaurants using a FDMS-certified POS system or a stand-alone terminal; maintaining an automated interactive voice response system and a help line to assist Participating Restaurants in processing Card transactions; providing reports via a secure web site for next business day viewing of daily transaction detail by Participating Restaurants; maintaining a database of Card information and an automated balance inquiry system that may be accessed by Card holders 24 hours a day, 365 days a year, through the CULVER’S® web site; and certifying POS systems or stand-alone terminals that will allow. You acknowledge and agree that all matters with FDMS arising out of or relating to this Participating Agreement, including any dispute resolution, will be handled by us. You further acknowledge that we are, and that you agree to be, bound by the following limitation of liability with respect to FDMS and its Affiliated Processor: Except for liability arising out of FDMS’s willful misconduct, FDMS’s, and its Affiliated Processor’s, cumulative aggregate liability to us and all Culver’s® franchisees in connection with this Participation Agreement and the Program will be limited to actual direct damages and, in any event, will not (i) exceed $100,000; or (ii) include any liability for claims arising out of or relating to services and/or items supplied by the Card Company. This provision shall run to the benefit of FDMS and its affiliates and may be enforced by FDMS.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, X (formerly known as Twitter), text messaging, e-mail marketing, Snapchat, Pinterest, Instagram, Tik Tok, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise without our written consent, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar. In the event you obtain any such a domain, you must transfer the same to us free of charge.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, Myspace, Twitter, LinkedIn, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, X (formerly known as Twitter), text messaging, e-mail marketing, Snapchat, Pinterest, Instagram, Tik Tok, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise without our written consent, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar. In the event you obtain any such a domain, you must transfer the same to us free of charge.

2026 Culver’s FDD D-4 82314727v5 Restaurant Owner First Owner Last Restaurant Number Name Name Restaurant Address City State Zip Code Phone 0635 Theresa Hutchins 2470 S Falkenburg Rd Tampa Florida 33619 (813) 533-6068 0696 Jimmy Rhode 8410 Citrus Park Dr Tampa Florida 33625 (813) 926-0013 0835 Theresa Hutchins 10902 N Dale Mabry Hwy Tampa Florida 33618 (813) 280-9170 0657 Shad Finley 3390 Wedgewood Ln The Villages Florida 32162 (352) 268-3375 0939 Luis Fernandez 2855 Cheney Highway Titusville Florida 32780 (321) 225-4867 0619 Matt Stuligross 19355 Times Circle Venice Florida 34292 (941) 244-0931 0784 Cesar Bonelli 1735 S Tamiami Trail Venice Florida 34293 (941) 244-0103 0711 Gerald Smith 6451 Lake Andrew Dr Viera Florida 32940 (321) 305-4100 0691 Jacob Berra 28831 State Rd 56 Wesley Chapel Florida 33543 (813) 461-8950 0650 Andrea Czaplicki 4355 Norfolk Pkwy West Melbourne Florida 32904 (321) 831-3554 0874 Antony Hall 5327 Sundance Trl Wildwood Florida 34785 (352) 399-2161 0594 Manny Montanez 13649 W Colonial Dr Winter Garden Florida 34787 (407) 347-5261 0760 Jordan Palzer 888 Cypress Gardens Blvd Winter Haven Florida 33880 (863) 268-2831 0848 Marty Greye 463731 SR 200 Yulee Florida 32097 (904) 468-5915 0658 Nate Drury 6386 Gall Blvd Zephyrhills Florida 33542 (813) 815-9152 0757 Skip Walser 1275 Hwy 92 Acworth Georgia 30102 (678) 540-5043 0660 Harshal Patel 2660 Old Winder Hwy Braselton Georgia 30517 (678) 828-7977 0592 Harshal Patel 2924 Buford Dr Buford Georgia 30519 (678) 714-7000 0613 Tim Auseth 6778 Hickory Flat Hwy Canton Georgia 30115 (678) 880-7200 1040 Bill Lewis 4000 GA-20 Cartersville Georgia 30121 (470) 227-4225 0923 Daulton Miller 6851 Midland Commons Blvd Columbus Georgia 31909 (762) 583-1616 0701 Dan Tran 110 Grove Creek Point Commerce Georgia 30529 (706) 336-5951 0705 Tapasvi Jaiswal 5512 Bethelview Rd Cumming Georgia 30040 (470) 253-8870 0567 Ali Adabi 252 S 400 Center Ln Dawsonville Georgia 30534 (706) 265-1024 0671 Mark Dahl 1260 Dawsonville Hwy NE Gainesville Georgia 30501 (678) 943-8452 0598 Tom Tabor 4020 Gateway Blvd Grovetown Georgia 30813 (762) 994-0024 0694 Tim Auseth 955 Noah Dr Jasper Georgia 30143 (706) 692-0111 0668 Bill Lewis 2460 Kennesaw Due West Rd Kennesaw Georgia 30152 (678) 909-5997 0614 Donny Maytum 1133 Scenic Hwy S Lawrenceville Georgia 30045 (770) 802-4323 0820 Kyle Garretson 3710 Northside Dr Macon Georgia 31210 (478) 305-7093 0637 Sarah Ruiz 90 Hwy 81 W McDonough Georgia 30253 (678) 782-3539 0581 Kyle Garretson 311 Newnan Crossing Bypass Newnan Georgia 30265 (770) 502-1600 0655 Robert Kasper 121 Tanger Outlet Blvd Pooler Georgia 31322 (912) 450-5005 1007 Alexsis Rodgers 1939 Nathan Dean Pkwy Rockmart Georgia 30153 (678) 685-4043 0678 Quanita Brown 333 W Montgomery Crossroad Savannah Georgia 31406 (912) 200-4600 0724 Charlie Lee 230 Peachtree Industrial Blvd Sugar Hill Georgia 30518 (770) 831-0333 0662 Ali Adabi 3135 Peachtree Pkwy Suwanee Georgia 30024 (678) 807-8389 0962 James Sherman 4135 N Valdosta Rd Valdosta Georgia 31602 (229) 474-4156 1012 Evan Huffman 780 Hwy 96 Warner Robins Georgia 31005 (478) 313-5341 0804 Bill Lewis 11799 Hwy 92 Woodstock Georgia 30188 (470) 377-4176 0901 Sarah Bauer 3701 E 25th S Ammon Idaho 83402 (208) 656-7557 0629 Eugene Smith 946 Pancheri Dr Idaho Falls Idaho 83402 (208) 538-1880 0636 Steve Smith 3494 E Tecate Ln Meridian Idaho 83646 (208) 895-2753 0508 Alex Fetting 163 Pole Line Rd Twin Falls Idaho 83301 (208) 595-2774 0255 Stephen Anichini 1347 W. Lake Street Addison Illinois 60101 (630) 628-6020 0305 Chris Searles 451 East Route 173 Antioch Illinois 60002 (847) 395-4949 0453 Charles Martin 2060 Northwest Hwy Arlington Heights Illinois 60004 (847) 590-8802 0055 Jim DiVerde 509 South Route 59 Aurora Illinois 60504 (630) 978-8709 0788 Ashish Merchant 1430 S Illinois Route 59 Bartlett Illinois 60103 (630) 855-5876

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, X (formerly known as Twitter), text messaging, e-mail marketing, Snapchat, Pinterest, Instagram, Tik Tok, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise without our written consent, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar. In the event you obtain any such a domain, you must transfer the same to us free of charge.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, X (formerly known as Twitter), text messaging, e-mail marketing, Snapchat, Pinterest, Instagram, Tik Tok, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise without our written consent, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar. In the event you obtain any such a domain, you must transfer the same to us free of charge.

D. Restrictions on Internet and Website Use. We retain the sole right to advertise the Business System on the Internet and social media which may currently exist or that may exist at any time in the future, including but not limited to Facebook, X (formerly known as Twitter), text messaging, e-mail marketing, Snapchat, Pinterest, Instagram, Tik Tok, and YouTube (collectively, “Social Media”), and to create, operate, maintain and modify or discontinue the use of, a website and/or Social Media using the Marks. You may access our website and/or Social Media. Except as we may authorize in writing, however, you may not: (1) link or frame our website and/or Social Media; (2) create, operate, maintain and modify a website and/or Social Media using the Marks; (3) conduct any business or offer to sell or promote through coupons or otherwise without our written consent, any products or services associated with the Restaurant, the Marks or the Business System on the Internet and/or Social Media (or similar form of electronic communication); or (4) create or register any Internet domain name in connection with the Restaurant. You may not register, as Internet domain names or other Social Media names, any of the Marks now or hereafter owned by us or any abbreviation, acronym or variation of the Marks, or any other name that could be deemed confusingly similar. In the event you obtain any such a domain, you must transfer the same to us free of charge.