The vendor opportunity at All Nevada Insurance
All Nevada Insurance operates 15 total units — 14 franchised and 1 company-owned — with headquarters in Nevada. The franchise reported 7.692% year-over-year unit growth in its 2023 FDD, signaling modest but steady expansion. For software vendors, the immediate addressable market is 14 franchised locations, though any sale will likely need approval from the franchisor given the centralized control structure evident in the FDD.
The franchise charges a 10.0% royalty on commissions, and the initial franchise term runs 5 years. Average unit volume (AUV) is not disclosed in the most recent FDD. Vendors should note that the small unit count means every location matters; a single deployment can represent a significant share of the system.
Who controls software purchasing
The 2023 FDD lists three executives in Item 1: Edmund Williams (President), Vincent Mannino II (President), and Charmaine Hornick (Vice President of Franchise Operations). The presence of two Presidents suggests a co-leadership or divisional structure, but for software vendors, the most direct path is likely through Charmaine Hornick, whose title explicitly covers franchise operations. Edmund Williams, as President, is also a probable decision-maker or approver for any system-wide technology investment.
No parent company is on file, indicating All Nevada Insurance is independently owned. This can mean faster decision cycles compared to franchise systems owned by private equity or large holding companies, but it also means fewer layers of procurement bureaucracy to navigate.
Mandated and current tech stack
The 2023 FDD mandates two technology categories: a Management System and a Rating System. These are listed as required systems for franchisees, but the FDD does not name specific vendors for either. For software vendors selling into this franchise, the mandated Management System represents either a competitor to displace or an integration opportunity. The Rating System mandate is particularly relevant for insurtech vendors offering quoting, underwriting, or comparative rating tools.
Beyond these mandates, no other operational or POS technology is disclosed in the FDD. Vendors should approach discovery calls prepared to map the existing stack, as the publicly available data leaves significant gaps.
Procurement, renewals, and timing
Item 8 of the FDD — which typically describes procurement restrictions, designated suppliers, or approved vendor programs — contains no extract in our corpus. This means the franchise’s procurement model is not publicly disclosed. Vendors should clarify during initial conversations whether All Nevada Insurance uses designated suppliers, an approved vendor list, or an open procurement model.
Renewal terms, outlined in Item 17, offer a potential timing signal. Franchise agreements run 5 years, and renewal requires franchisees to meet then-current standards for new franchisees and sign the most current form of the Franchise Agreement. Notably, the royalty fee retention of commissions will not change during the first renewal term only. Franchisees must also not be in default or have committed more than three defaults during the term. These 5-year cycles may create natural windows when franchisees evaluate new technology as part of renewal compliance or reinvestment.
How to read the All Nevada Insurance FDD
The full 2023 Franchise Disclosure Document is embedded below. Key sections for software vendors include Item 1 (executives and ownership), Item 8 (procurement — though absent here), Item 11 (mandated technology), and Item 17 (renewal conditions). The FDD is filed with state franchise regulators and provides the most authoritative public view of the franchise’s obligations and restrictions. For a ranked target list of franchise systems matched to your software category, FranCloud can help.