From the filings

HQ-led decisions

Money Pages

Financial services

Software purchasing at Money Pages is controlled at the headquarters level by President and CEO Bruce (“Alan”) Worley and the executive team. The franchise system currently operates 28 total units (13 franchised, 15 company-owned) and mandates two specific technology platforms: Ad Orbit and Money Pages CRM. This creates a concentrated, 28-unit addressable market for vendors whose tools can integrate with or replace these mandated systems.

For software vendors selling into US franchise brands.

Live signals

Total units
28
13 franchised
Unit growth YoY
-7.143%
vs prior filing
AUV
—
Item 19, 2025
Royalty
—
of gross sales
Ad fund
—
national + local
Initial fee
$50K
per unit
Investment range
$109K–$259K
all-in, Item 7
Procurement
Franchisor controlled
from the filing
Non-compete
2 years
from the filing
Item 19
Claims
from the filing

Mandated & recommended tech

The systems vendors compete with

Systems named in Item 11 of this filing. None is recorded as mandated here, which is not the same as the filing mandating nothing. Read Item 11 before treating the category as open.

FacebookMeta
MarketingItem 11

bout the Franchised Business, other Money Pages Businesses, the Money Pages® System, or the Money Pages® brand. “Social media” includes personal blogs, common social networks like Facebook, profession

InstagramMeta
MarketingItem 11

rsonal blogs, common social networks like Facebook, professional networks like LinkedIn, live-blogging tools like Twitter, virtual worlds, file, audio and video-sharing sites like Instagram, and other

LinkedInLinkedIn
MarketingItem 11

oney Pages Businesses, the Money Pages® System, or the Money Pages® brand. “Social media” includes personal blogs, common social networks like Facebook, professional networks like LinkedIn, live-blogg

PaychexPaychex
PayrollItem 2

has been our Director of Franchise Development since January 2022 and served as a Franchise Business Development Coach since August 2020. She served as a HR and PEO Consultant at Paychex from November

TwitterX
MarketingItem 11

ges® System, or the Money Pages® brand. “Social media” includes personal blogs, common social networks like Facebook, professional networks like LinkedIn, live-blogging tools like Twitter, virtual wor

Franchisor behaviours

What the franchisor requires

27 requirements the franchisor states in this filing, each in its own words; 1 explicit no; 6 questions the text does not settle, which is not a no.

Accounting

Must the franchisee use an accounting or bookkeeping system designated or approved by the franchisor?

Yes

Item 8

You must use, and we will provide, billing, payment disbursement and customer billing response services that we designate (“Accounting Services”) in consideration for your payment of the Royalty Fee.

Does the franchisor have direct or independent electronic access to the franchisee's financial, sales or customer records?

Yes

Item 11

We have the right at any time to poll your Computer System to retrieve and compile information concerning the Franchised Business.

Must the franchisee submit periodic financial statements (monthly, quarterly or annual) to the franchisor?

Yes

Franchise agreement

No later than five (5) days after the end of month, you must provide a monthly report accurately reflecting all orders, transactions, contracts and sales during the preceding month;

How the franchisor buys

Is the franchisor or an affiliate itself a supplier of required products, services or systems?

Yes

Item 8

Currently, (i) we are the Mandatory Service Provider for designing and printing the Monthly Magazine, and (ii) the United States Postal Service is the Mandatory Service Provider for delivering the Monthly Magazines.

Does the franchisor reserve the right to change designated suppliers or systems at any time?

Yes

Item 8

15 Money Pages FDD 2025 By written notice to you and/or through changes in the Manual, we may revise our requirements and specifications, add

Does the franchisor or an affiliate receive rebates, commissions or other revenue from designated or approved suppliers?

Yes

Item 8

We and our affiliates may receive payments, discounts or other consideration from suppliers in consideration of such suppliers’ dealings with you and/or the System, and may use all amounts received by us without restriction.

Item 8 gives this proportion in one of two shapes: separate percentages for establishing the business and for operating it, or one figure covering "establishing and operating" together. Where they are separate, answer with the operating percentage; where the passage gives only the combined figure, answer with that. What percentage of the franchisee's purchases must come from designated or approved suppliers?

80

Item 8

Approximately 80% to 90%

Does the franchisor charge a fee to evaluate a proposed supplier?

Yes

Item 8

We may charge you or the supplier a fee equal to our actual costs incurred for the inspection and evaluation to cover our costs and expenses in connection with our review of the product, service, or supplier plus any out-of- pocket costs we incur (e.g., travel, shipping, etc.).

Can a franchisee propose a new supplier for the franchisor's approval?

Yes

Item 8

you first must notify us and, at our request, submit samples and any other information we require to determine whether the product, service, or supplier meets our standards for the System.

Communications

Does the franchisor own or control the business telephone numbers, or take them over when the agreement ends?

Yes

Franchise agreement

On Termination of the Franchise Agreement, or on periodic request of Franchisor, Franchisee will immediately: direct all internet service providers, domain name registries, internet search engines, other listing agencies and software companies (collectively, the “Internet and Software Companies”) with which…

Data and IT

Must the franchisee comply with PCI, data-security or cybersecurity standards set by the franchisor?

Yes

Franchise agreement

You agree to abide by: (a) the Payment Card Industry Data Security Standards ("PCIDSS") enacted by the applicable Card Associations (as they may be modified from time to time or as successor standards are adopted);

Franchise management

Must the franchisee participate in a customer-satisfaction or net-promoter survey program?

Yes

Item 6

You must participate in all Customer Experience Programs we designate for the System and pay any fees associated with the Franchised Business.

Does the franchisor conduct periodic inspections, audits or evaluations of the franchised business?

Yes

Item 11

Conduct, as we deem advisable, field visits to the Franchised Business to evaluate your operation of the Franchised Business.

Can the franchisor change the operations manual and brand standards unilaterally?

Yes

Franchise agreement

We may from time to time revise the contents of the Manual, and you expressly agree to comply with each new or changed standard.

Must the franchisor approve the franchisee's site or location before opening?

Yes

Franchise agreement

obtain our written approval prior to opening the Franchised Business, which approval shall not be unreasonably withheld.

Marketing

Is the franchisee prohibited from operating its own website or social media accounts, or required to use pages the franchisor provides?

Yes

Item 11

You may not conduct any online marketing or establish any website or social media presence without our prior written consent.

Is a minimum grand opening advertising spend required?

Yes

Franchise agreement

Within thirty (30) days after the Effective Date, you must select, and purchase from us, a Grand Opening Marketing Package.

Is the franchisee required to spend a minimum amount on local advertising or marketing, as a percentage of sales or a fixed amount?

Yes

Item 11

you must spend at least an average of $250 per month per Monthly Magazine published in the Territory on local advertising and promotion.

Must the franchisee participate in a regional advertising cooperative when one exists?

Yes

Item 11

If we establish an Advertising Cooperative in a geographic area where your Franchised Business is located, you must participate and abide by any rules and procedures for the Advertising Cooperative.

Operations

Must the franchisee buy products from a designated distributor?

Yes

Item 8

We will designate what services and products must be obtained from Mandatory Service Providers and you must obtain those services and products from the Mandatory Service Providers we designate.

Payments

Are royalties and other fees collected by automatic bank debit (ACH or electronic funds transfer) from the franchisee's account?

Yes

Item 6

The Authorization gives us the right to (i) debit your business checking account automatically for any payment, contribution or amount due under the Franchise Agreement, including Royalty Fees and Marketing Fund Contributions, and for your purchases from us and/or our affiliates (the “EDTA”)

People

Does the franchisor require minimum staffing levels or specific roles?

Yes

Franchise agreement

For the Professional Package and Acceleration Package, the Franchised Business must have two (2) full-time sales people that devote full-time best efforts to selling the Products and Services.

Point of sale

Must the franchisee use a specific point-of-sale system designated or approved by the franchisor?

Yes

Franchise agreement

you, at your expense, must (i) purchase or lease, and thereafter maintain, such computer and communication hardware and point of sale system hardware, handheld computer devices or accessories, required dedicated telephone, broadband and/or other internet and communication access services and power lines, modems…

Does the franchisor have independent access to the data in the franchisee's POS or computer system?

Yes

Item 11

In other words, we will have independent access to the information and data produced by your Computer System.

Sales and CRM

Must the franchisee use a CRM system designated or approved by the franchisor?

Yes

Item 11

You must purchase and maintain the Computer System, including hardware and software, that we prescribe.

Training

Can the franchisor charge the franchisee for additional, refresher or remedial training?

Yes

Item 11

We may require you and your managers and employees to attend additional training programs and you may be charged a reasonable fee for the additional training.

Is attendance at an annual convention or conference mandatory for the franchisee?

Yes

Franchise agreement

You (or your approved Designated Owner) must attend at least one national or regional conference in any calendar year.

The filing answers no to 1 question
  • Is there a franchisee advisory council, association or committee?Item 11

The vendor opportunity at Money Pages

Money Pages is a financial services franchise with headquarters in Florida. The system operates 28 total units—15 company-owned and 13 franchised—giving software vendors a small but concentrated target. The most recent Franchise Disclosure Document (FDD) was filed in 2025 and reveals a system that shrank by 7.143% year-over-year. For vendors, this contraction signals a franchisor that may be open to tools that improve efficiency or unit-level economics. The initial franchise term is 7 years, and the renewal structure allows for three additional consecutive 5-year terms, creating long-term relationships that a vendor could support over time.

Who controls software purchasing

Technology decisions at Money Pages are centralized at the franchisor’s headquarters. The FDD lists Bruce (“Alan”) Worley as President and Chief Executive Officer, making him the ultimate authority on system-wide technology mandates. David Sliman, Vice President of Franchise Sales, and Marie Moon, Director of Franchise Development, are also named executives. For a software vendor, the pitch runs through this small leadership team. There is no parent company on file, so Money Pages appears to be independently owned, meaning decisions are not filtered through a larger corporate structure. No multi-unit operators are mapped in our corpus, reinforcing that the franchisor controls the technology agenda.

Mandated and current tech stack

The 2025 FDD mandates two specific systems: Ad Orbit and Money Pages CRM. Ad Orbit is likely used for advertising operations or media sales management, while the Money Pages CRM is a proprietary or branded customer relationship management tool. No other mandated or recommended technology vendors are disclosed in the filing. For a software vendor, this means any pitch must address how your tool coexists with or improves upon these two mandated platforms. If you sell CRM, marketing operations, or data integration software, you need a clear story about interoperability with Ad Orbit and the Money Pages CRM.

Procurement, renewals, and timing

The FDD does not include an Item 8 extract that would clarify whether Money Pages uses a designated supplier, approved supplier, or open procurement model. This absence means vendors should be prepared to discuss procurement flexibility directly with the executive team. The renewal structure provides some timing signals. After the initial 7-year term, franchisees who meet requirements can enter a successor term for three additional consecutive 5-year periods. These renewal windows, combined with the recent unit decline, may create openings for vendors who can demonstrate a clear return on investment. Average unit volume (AUV) and royalty percentage are not disclosed in the most recent FDD, so financial benchmarking will require direct discovery.

How to read the Money Pages FDD

The full 2025 Money Pages FDD is embedded below. It was filed with state franchise regulators and contains the complete legal and operational disclosures for the system. Vendors should review Item 1 for executive and ownership details, Item 11 for the franchisor’s obligations regarding technology and support, and Item 17 for renewal and termination conditions. Because no Item 8 procurement extract is available, direct conversations with the leadership team will be necessary to understand how software purchasing works in practice. For a ranked target list of franchise systems that match your software’s ideal customer profile, FranCloud can help you prioritize your outreach.

Questions vendors ask

Money Pages, answered from the filing

President and CEO Bruce (“Alan”) Worley is the top executive. Vice President of Franchise Sales David Sliman and Director of Franchise Development Marie Moon are also key contacts for vendor pitches.
The 2025 FDD mandates Ad Orbit and Money Pages CRM. No other mandated or recommended operational or POS systems are disclosed in the filing.
There are 28 total units, comprising 13 franchised and 15 company-owned locations. The system saw a -7.143% year-over-year unit decline.
The FDD does not include an Item 8 extract detailing designated or approved supplier requirements. The procurement model is not disclosed in the most recent filing.
The initial franchise term is 7 years. Renewals allow for 3 additional consecutive 5-year terms if conditions are met. Contract windows may align with these cycles or the recent unit contraction.
The 2025 Money Pages FDD was filed with state franchise regulators. You can read the full document in the embedded PDF viewer below to verify all tech and procurement details.
Source

Read the filing itself

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The brands you can actually sell into, from the filings.

Operator footprint

Who runs the locations

8 operators run 8 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit8

Top states by locations

GA3
FL3
SC1
TN1

Related Financial services brands

Primary franchise filings · updated June 2026. Every figure is source-traceable and QA-checked.