From the filings

Mandated tech stackHQ-led decisions

CMY Franchising

Personal services

CMY Franchising controls software purchasing from headquarters: franchisees must use CMY's payment processing services and software services from its approved or designated vendors, and Facebook and Instagram are mandated for the business. The system spans 492 units, 490 of them franchised, part of CMY Holdco.

For software vendors selling into US franchise brands.

Live signals

Total units
492
490 franchised
Franchised outlet growth
-9.761%
Item 20, last two year-ends
AUV
—
Item 19
Royalty
25% component; full terms unconfirmed
percentage component
Ad fund
2%
percentage component
Initial fee
$9K
per unit
Investment range
$10K–$19K
all-in, Item 7
Procurement
Franchisor controlled
from the filing
Non-compete
2 years
from the filing
Item 19
Claims
from the filing

Ordinary royalty terms

25% component; full terms unconfirmed

Complete royalty terms are not confirmed for the selected filing.

Recorded percentage components

These are recorded percentage components. Each has its own base and conditions; the chart does not state the total payment or confirm ad-fund completeness.

1recorded components (FY2026)

Recorded percentage components (FY2026)Ad fund 2%. Components use their own filing bases and conditions. Drawn against a 15% reference scale.

15% reference

Ad fund 2%

Franchisor behaviours

What the franchisor requires

21 requirements the franchisor states in this filing, each in its own words; 7 explicit no's; 6 questions the text does not settle, which is not a no.

Accounting

Must the franchisee use an accounting or bookkeeping system designated or approved by the franchisor?

Yes

Item 8

Additionally, you must use software services from our approved or designated vendors as set forth in the operations manual.

How the franchisor buys

Is the franchisor or an affiliate itself a supplier of required products, services or systems?

Yes

Item 8

We have designated ourselves or our affiliates as approved or designated suppliers for certain items as described above in this Item 8.

Does the franchisor reserve the right to change designated suppliers or systems at any time?

Yes

Item 8

We reserve the right to change or add designated suppliers from time to time at our option upon written notice to you.

Does the franchisor or an affiliate receive rebates, commissions or other revenue from designated or approved suppliers?

Yes

Item 21

The Company receives rebates from certain vendors used by franchisees.

Item 8 gives this proportion in one of two shapes: separate percentages for establishing the business and for operating it, or one figure covering "establishing and operating" together. Where they are separate, answer with the operating percentage; where the passage gives only the combined figure, answer with that. What percentage of the franchisee's purchases must come from designated or approved suppliers?

20

Item 8

We estimate your required purchases for the ongoing operation of the Card My Yard business will range between 20% and 30% of your total annual purchases or leases.

Does the franchisor charge a fee to evaluate a proposed supplier?

Yes

Franchise agreement

In addition to your reimbursement obligation, we may, in our sole discretion, charge you a fee of $300 for each inspection and each test conducted.

Can a franchisee propose a new supplier for the franchisor's approval?

Yes

Item 8

If we require that an item be purchased from an approved supplier and you wish to purchase it from a supplier we have not approved, you must submit to us a written request for approval.

Communications

Does the franchisor own or control the business telephone numbers, or take them over when the agreement ends?

Yes

Franchise agreement

The Franchisee shall retain the limited right to use the URLs (uniform resource locators), and, if applicable, telephone listing and numbers solely for the transaction and advertising of the business while the Agreement between Franchisor and the Franchisee shall remain in full force and effect, but upon termination…

Data and IT

Must the franchisee comply with PCI, data-security or cybersecurity standards set by the franchisor?

Yes

Franchise agreement

You also agree to comply with all payment card infrastructure (“PCI”) industry and government security standards and requirements designed to protect cardholder data.

Franchise management

Does the franchisor conduct periodic inspections, audits or evaluations of the franchised business?

Yes

Item 11

Conduct periodic evaluations of your operations.

Can the franchisor change the operations manual and brand standards unilaterally?

Yes

Item 11

After you sign the Franchise Agreement, we will loan you a copy of our Manuals (in electronic format only), which we may amend from time to time upon written notice to you.

Must the franchisor approve the franchisee's site or location before opening?

Yes

Item 11

You cannot place a Card My Yard business at a site we have not first accepted in writing.

Marketing

Is a minimum grand opening advertising spend required?

Yes

Franchise agreement

you must spend at least $250 specifically for grand opening advertising and promotion of your Card My Yard business during the Grand Opening Period.

Is the franchisee required to spend a minimum amount on local advertising or marketing, as a percentage of sales or a fixed amount?

Yes

Item 11

In addition, you must spend the following amounts annually on local advertising: (a) $300 in the first 12 months of your agreement, (b) $500 in months 13 through 24, and (c) $800 in each 12-month period thereafter.

Must the franchisee participate in a regional advertising cooperative when one exists?

Yes

Item 11

If a Cooperative is established for an area that includes your Protected Area, you must become a member of the Cooperative and participate in the Cooperative by contributing the amounts required by the Cooperative's governing documents.

Operations

Must the franchisee buy products from a designated distributor?

Yes

Item 8

We are the only approved supplier for yard letters and signs.

Must equipment be purchased from designated or approved suppliers?

Yes

Item 8

You must purchase all of your yard stakes from us or from our designated third-party source, Parker Davis located in Charlotte, North Carolina.

Payments

Must the franchisee use a payment processor or merchant-services provider designated or approved by the franchisor?

Yes

Item 8

You must use our payment processing services throughout the term of your Franchise Agreement.

People

Does the franchisor require minimum staffing levels or specific roles?

Yes

Item 15

The General Manager must devote his or her full time and best efforts to the supervision of your operations under the Franchise Agreement and may not engage in any other business.

Training

Can the franchisor charge the franchisee for additional, refresher or remedial training?

Yes

Item 11

We have the right to charge a reasonable fee for these additional training programs, conventions and seminars.

Is attendance at an annual convention or conference mandatory for the franchisee?

Yes

Item 11

You must also attend our annual franchisee conventions (aka “Cardferences”) in person if we choose to host such conventions, and you must pay us a non-refundable $200 Cardference Fee for each franchise location you own.

The filing answers no to 7 questions
  • Does the franchisor have direct or independent electronic access to the franchisee's financial, sales or customer records?Item 11
  • Is there a franchisee advisory council, association or committee?Item 20
  • Is the franchisee prohibited from operating its own website or social media accounts, or required to use pages the franchisor provides?Franchise agreement
  • Must the franchisee participate in a customer loyalty or rewards program?Item 11
  • Must the franchisee participate in a gift card program?Item 11
  • Must the franchisee use a specific point-of-sale system designated or approved by the franchisor?Item 11
  • Does the franchisor have independent access to the data in the franchisee's POS or computer system?Item 11

The vendor opportunity at CMY Franchising

CMY Franchising, which operates Card My Yard, runs 492 units, 490 of them franchised, in the personal services segment. Item 19 of the FDD includes a financial performance representation, and franchised outlets fell 9.8% year over year. CMY Franchising is part of CMY Holdco.

Who controls software purchasing

CMY may revise its specifications for hardware and software, including designating specific brands or software for office functions, and franchisees must update and upgrade as required. Franchisees must use CMY's payment processing services throughout the Franchise Agreement term and must use software services, including bookkeeping software, from CMY's approved or designated vendors as set out in the operations manual.

Tech named in the FDD, and what is actually required

Facebook and Instagram are mandated for the business. The FDD also names LinkedIn, Pinterest, and Twitter.

Procurement, renewals, and timing

Item 8 designates and approves suppliers: CMY is the only approved supplier for yard letters, signs, and Card My Yard branded items, and franchisees must purchase yard stakes from CMY or designated third-party source Parker Davis in Charlotte, North Carolina. Renewal requires signing the then-current Franchise Agreement, updating required items, staying current on payments, and paying a renewal fee.

How to read the CMY Franchising FDD

The embedded viewer below carries CMY Franchising's 2026 Franchise Disclosure Document, including the Item 8 language summarized above.

Talk to FranCloud for a ranked list of franchise systems like CMY Franchising where the technology mandate and procurement structure line up with your product.

Ordinary royalty terms

Complete royalty terms are not confirmed.

Questions vendors ask

CMY Franchising, answered from the filing

CMY Franchising's headquarters designates hardware, software, and payment-processing requirements through its operations manual, and can require upgrades at its discretion. CEO Joshua Arnold and Chief Brand Officer Amy Arnold are named in the filing; vendors should approach corporate rather than the 480 mapped operators.
Franchisees must use CMY's payment processing services throughout the franchise term and software services, including bookkeeping software, from CMY's approved or designated vendors. Facebook and Instagram are mandated; the FDD also names LinkedIn, Pinterest, and Twitter.
492 total units, 490 franchised and 2 company-owned, in the personal services segment, with TX, FL, GA, CA, and NC carrying the largest concentrations of mapped operators.
Item 8 designates and approves suppliers: CMY is the only approved supplier for yard letters, signs, and branded items, payment processing runs through CMY directly, and yard stakes must come from CMY or designated supplier Parker Davis in Charlotte, North Carolina; franchisees may propose alternatives for approval.
The term runs 5 years, and franchised outlets fell 9.8% year over year. Renewal requires signing the then-current Franchise Agreement, updating required items, and paying a renewal fee — a point to raise technology contracts.
The embedded PDF viewer below carries CMY Franchising's 2026 Franchise Disclosure Document, including the Item 8 and Item 11 language summarized above.
Source

Read the filing itself

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CMY Franchising2026 FDDView only

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The brands you can actually sell into, from the filings.

Operator footprint

Who runs the locations

479 operators run 480 mapped locations. 1 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit478
2–9 units1

Top states by locations

TX88
FL39
GA27
CA25
NC22

Ownership

The portfolio behind CMY Franchising

Parent company: CMY Holdco, LLC.

Related Personal services brands

Primary franchise filings · updated September 2026. Read the original filing for definitions, conditions, and qualifications.