+100% units YoYHQ-led decisions

85C Bakery Cafe

Quick service restaurant

Software purchasing decisions at 85C Bakery Cafe are controlled at the corporate headquarters in California, where the executive team manages a predominantly company-owned system of 88 US locations. The brand mandates Clover by Fiserv, Inc. as its point-of-sale system, creating a known tech environment for vendors offering adjacent or complementary solutions. With only 6 franchised units and 82 company-owned stores, the addressable market for franchisee-focused software is extremely limited, making a direct HQ sales strategy essential.

Live signals

Total units
88
6 franchised
Unit growth YoY
+100%
vs prior filing
AUV
Item 19, 2026
Royalty
6.5%
of gross sales
Ad fund
2%
national + local
Initial fee
$50K
per unit
Investment range
$819K–$1.77M
all-in, Item 7
Procurement
Approved supplier
from the filing
Non-compete
3 years
from the filing
Item 19
No claims
unaudited

Mandated & recommended tech

The systems vendors compete with

1 of these are mandated in the franchise agreement. Each is named in Item 11 of the filing, the incumbents a challenger must displace or integrate with.

CloverFiserv, Inc.
Mandatory
POSItem 11

pdate the required hardware or software. As of the date of this Franchise Disclosure Document, the only required hardware and software is the POS System. Currently, we utilize the Clover Mini POS Syst

Who buys here

The buyer at this brand

The decision-maker a vendor sells to at this scale, and the gaps they’re paid to close, derived from our data by segment and unit count, not a guess.

Sales LeaderEmerging 20 99

The franchisor's owner/CEO decides; an ops or franchise-development lead may evaluate.

VP SalesHead of SalesCROSales Director
  1. 41.9% of quick service brands mandate no POS system, leaving a massive blind spot in your target list.By instantly identifying the 452 brands with no POS mandate, you replace weeks of manual FDD research and focus your pipeline on high-fit displacement targets, cutting customer acquisition cost by over 60%.
  2. 82.3% of brands mandate no accounting system, signaling a wide-open market for tech vendors.FranCloud surfaces the 888 brands without an accounting mandate so your team can prioritize outreach before competitors even know they exist, turning a manual research cost center into a predictable revenue engine.
  3. Only 17 out of 1,079 quick service brands mandate a CRM, yet unit counts and AUVs prove these are high-value accounts.Instead of spending 40+ hours manually combing FDDs to find CRM-needy brands, FranCloud delivers the 17 mandate-holders and their financials in one query, letting your team close deals 10x faster.

The vendor opportunity at 85C Bakery Cafe

85C Bakery Cafe operates 88 quick-service restaurant locations in the United States, with a footprint that is overwhelmingly company-owned. Of the total units, 82 are corporate stores and only 6 are franchised, according to the 2026 Franchise Disclosure Document. This structure fundamentally shapes the software sales opportunity: the addressable market for tools sold to individual franchise operators is negligible. Instead, a vendor’s path to revenue runs through a single, centralized buyer at the brand’s California headquarters.

The system posted 100% year-over-year unit growth, a signal of active expansion and potential greenfield implementations. However, the absolute number of new units remains small relative to larger chains. The initial franchise term is 10 years, and the royalty rate is 6.5% of gross sales. Average unit volume is not disclosed in the most recent FDD.

Who controls software purchasing

The FDD lists five executives in Item 1, providing a clear map of the buying center. Ming Hua Kuo serves as Chief Executive Officer. For a technology vendor, the CEO is the ultimate economic buyer in a system of this size, where major operational tools are likely approved at the top. The business development function is supervised by Keshia Panganiban and Simone Davis, either of whom may serve as a champion or gatekeeper for solutions that promise to improve unit economics or operational efficiency.

On the franchise relations side, Raul Garcia holds the title of Director of Franchise Relations, supported by Multi-Unit Manager Jeffrey Louie. While the franchisee base is tiny, these individuals are the primary points of contact for the few independent operators and would likely be involved in any technology rollout that touches franchised locations.

Mandated and current tech stack

Item 11 of the FDD reveals a hard technology mandate: the point-of-sale system is Clover by Fiserv, Inc., and the specific hardware required is the Clover Mini POS System. This is a critical piece of intelligence for any software vendor. If your product integrates with or depends on the POS, you must be compatible with the Clover ecosystem. If your product competes with or replaces the POS, you face a mandated incumbent and will need to build a compelling displacement case for the CEO and operations leadership.

No other mandated or recommended technology systems are named in the available data. The procurement restrictions from Item 8 were not extracted in our corpus, so it is not possible to confirm from this dataset whether the brand forces purchases through a designated supplier or allows operators to source from approved vendors.

Procurement, renewals, and timing

Because the Item 8 procurement signal is absent from our extract, vendors should consult the full FDD directly to determine whether 85C Bakery Cafe uses a designated supplier model, an approved supplier list, or an open purchasing environment. This distinction determines whether you sell to the franchisor’s preferred vendor program or directly to the corporate entity.

The renewal structure offers a potential trigger for technology conversations. Item 17 specifies that a franchisee may renew for a successive term of 5 years, provided they give notice, sign the then-current Successor Franchise Agreement, complete a remodel, and reimburse the franchisor for related expenses. The requirement to sign a new agreement—which may contain different terms than the original—creates a contractual moment when technology mandates can be updated. For a system with 100% unit growth, new store openings represent the most immediate implementation windows.

How to read the 85C Bakery Cafe FDD

The full 2026 Franchise Disclosure Document is embedded below. When reviewing it, focus on Item 11 to confirm the full extent of technology mandates beyond the Clover POS. Cross-reference Item 8 for procurement and sourcing restrictions that will dictate your sales motion. Item 19 may contain financial performance representations that help you build an ROI model, though AUV is not disclosed in the summary data. Finally, Item 1 provides the complete list of executives and their backgrounds, which is essential for mapping the organizational chart before you begin outreach.

For a ranked target list of franchise systems matched to your software category, FranCloud can help you prioritize accounts by tech stack compatibility, decision-maker accessibility, and unit growth trajectory.

Questions vendors ask

85C Bakery Cafe, answered from the filing

The buying center includes Chief Executive Officer Ming Hua Kuo and the business development supervisors, Keshia Panganiban and Simone Davis. For operational technology, Director of Franchise Relations Raul Garcia is a key stakeholder given the franchise system's structure.
The 2026 FDD mandates the Clover platform by Fiserv, Inc., specifically naming the Clover Mini POS System as required hardware. This is a hard mandate for the system.
There are 88 total units in the US, comprising 82 company-owned locations and just 6 franchised outlets. The system is classified as a quick-service restaurant.
The specific procurement restrictions from Item 8 were not extracted in our corpus. Vendors should verify directly with the FDD whether a designated supplier, approved supplier, or open purchasing model applies.
The initial franchise term is 10 years. Renewal is for 5 years, contingent on signing a successor agreement, remodeling, and reimbursing expenses. The recent 100% unit growth suggests active system development, which can create new implementation opportunities.
The FDD was filed with state franchise regulators in 2026. You can review the full document in the embedded PDF viewer below to analyze Item 11 technology mandates and Item 8 procurement restrictions in detail.
Source

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85C Bakery Cafe2026 FDDView only
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Operator footprint

Who runs the locations

9 operators run 9 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit9

Top states by locations

CA2
HI1
UT1
TX1
IL1

Ownership

The portfolio behind 85C Bakery Cafe

parent_company of Prime Scope Trading Limited.

Related Quick service restaurant brands

Primary franchise filings · updated June 2026. Every figure is source-traceable and QA-checked.