Fiserv
s Provides Wireless Networks StoreD, StoreT, and StoreP CloudeGenix ion 2000/3000 SD/Wan LTE Cradlepoint LTE backup connectivity Ingenico Lane 7000 Customer Facing Payment devices Fiserv SRed Keypads
From the filings
HQ-led decisions
Aaron's and Aaron's Sales & Lease Ownership
Retail non foodSoftware purchasing authority at Aaron's Sales & Lease Ownership appears centralized at the brand's Georgia headquarters, though specific decision-maker titles are not listed in the 2026 FDD. The franchise system currently discloses no mandated or recommended technology vendors, leaving the tech stack largely undefined for outside vendors. With 1,162 total units—938 company-owned and 224 franchised—the addressable market is substantial but concentrated, with a heavy corporate-owned footprint.
For software vendors selling into US franchise brands.
Live signals
Total units
1,162
224 franchised
Unit growth YoY
0%
vs prior filing
AUV
—
Item 19, 2026
Royalty
6%
of gross sales
Ad fund
5%
national + local
Initial fee
$35K
per unit
Investment range
$307K–$838K
all-in, Item 7
Procurement
Approved supplier
from the filing
Non-compete
1 years
from the filing
Item 19
No claims
from the filing
Ongoing fee load
What the operator pays every month
The recurring percentage of gross sales named in this filing, before rent, labour or any technology fee.
11%of gross sales (FY2026)
15% reference
Mandated & recommended tech
The systems vendors compete with
Systems named in Item 11 of this filing. None is recorded as mandated here, which is not the same as the filing mandating nothing. Read Item 11 before treating the category as open.
Ingenico
work rules and filters Meraki Wireless Access Points Provides Wireless Networks StoreD, StoreT, and StoreP CloudeGenix ion 2000/3000 SD/Wan LTE Cradlepoint LTE backup connectivity Ingenico Lane 7000 C
Franchisor behaviours
What the franchisor requires
21 requirements the franchisor states in this filing, each in its own words; 5 explicit no's; 8 questions the text does not settle, which is not a no.
Accounting
Must the franchisee use an accounting or bookkeeping system designated or approved by the franchisor?
YesFranchise agreement
Franchisee shall maintain and utilize the record keeping system contained in the program for Franchisee’s customer, payment and inventory records.
Does the franchisor have direct or independent electronic access to the franchisee's financial, sales or customer records?
YesItem 10
Aaron’s will have independent access to all information and data in your computer system, and the Franchise Agreement does not limit Aaron’s right to access this information or data.
Must the franchisee submit periodic financial statements (monthly, quarterly or annual) to the franchisor?
YesFranchise agreement
days after the end of each calendar month, a profit and loss statement of the Store for the preceding month and a cumulative profit and loss statement and balance sheet from the beginning of Franchisee’s fiscal year to the end of such preceding month, each such report being in a form approved by Franchisor and signed…
How the franchisor buys
Is the franchisor or an affiliate itself a supplier of required products, services or systems?
YesItem 8
Aaron’s or its affiliates may be an approved supplier of any product or service, and Aaron’s or its affiliates may be the sole approved supplier of any product or service.
Is there a franchisee advisory council, association or committee?
YesItem 20
The following independently organized franchisee association has asked to be included in this disclosure document: Aaron’s Franchise Association, Inc.
Does the franchisor or an affiliate receive rebates, commissions or other revenue from designated or approved suppliers?
YesItem 8
Aaron’s remits to its franchisees their pro rata share (based on the amount of purchases franchisees made) of rebates from certain third-party suppliers.
Item 8 gives this proportion in one of two shapes: separate percentages for establishing the business and for operating it, or one figure covering "establishing and operating" together. Where they are separate, answer with the operating percentage; where the passage gives only the combined figure, answer with that. What percentage of the franchisee's purchases must come from designated or approved suppliers?
100Item 8
Aaron’s estimates that the cost of products to be purchased in accordance with its specifications will represent nearly 100% of your total purchases in establishing the Store, and that purchases of these items will represent nearly 100% of your overall purchases in operating the Store.
Can a franchisee propose a new supplier for the franchisor's approval?
YesItem 8
If you wish to obtain any product from an unapproved supplier, you must submit to Aaron’s a written request for approval.
Communications
Does the franchisor own or control the business telephone numbers, or take them over when the agreement ends?
YesFranchise agreement
Franchisee acknowledges that as between Franchisor and Franchisee, Franchisor has the sole rights to and interest in all telephone numbers, post office boxes and directory listings associated with any of the Marks.
Data and IT
Must the franchisee comply with PCI, data-security or cybersecurity standards set by the franchisor?
YesItem 2
Franchisee shall comply with all applicable federal, state, and local laws, rules, and regulations, as the same may be amended or supplemented from time to time, pertaining in any way to the privacy, confidentiality, security, management, disclosure, reporting, and any other obligation related to the possession or…
Franchise management
Does the franchisor conduct periodic inspections, audits or evaluations of the franchised business?
YesFranchise agreement
Franchisor, through its employees and any agents designated by Franchisor from time to time, may at any time during business hours, and without prior notice to Franchisee, enter upon and inspect the Store premises and examine Franchisee’s operation of the Store, inventory, business records, invoices, payroll records…
Can the franchisor change the operations manual and brand standards unilaterally?
YesItem 10
Aaron’s reserves the right to add or subtract materials from the Confidential Operating Manuals at any time.
Must the franchisor approve the franchisee's site or location before opening?
YesItem 10
You must submit to Aaron’s, and Aaron’s must approve in writing, the Designated Location (Franchise Agreement, Section 6.2).
Marketing
Is the franchisee prohibited from operating its own website or social media accounts, or required to use pages the franchisor provides?
YesFranchise agreement
Franchisee shall not directly or indirectly create or use any website in connection with the Store unless Franchisor expressly consents thereto.
Is the franchisee required to spend a minimum amount on local advertising or marketing, as a percentage of sales or a fixed amount?
YesItem 11
you must spend in each month at least 4.5% of your monthly Gross Revenues to conduct advertising, unless otherwise approved in writing by Aaron’s
Operations
Must the franchisee buy products from a designated distributor?
YesItem 8
You may not buy from any supplier that Aaron’s has not yet approved in writing, and you must stop buying from any approved supplier whom Aaron’s subsequently disapproves.
Must equipment be purchased from designated or approved suppliers?
YesItem 8
You may not buy from any supplier that Aaron’s has not yet approved in writing, and you must stop buying from any approved supplier whom Aaron’s subsequently disapproves.
Payments
Must the franchisee use a payment processor or merchant-services provider designated or approved by the franchisor?
YesFranchise agreement
As a participant in the VIP-Program, Franchisee shall use Franchisor’s designated third-party payment processor, for online payments.
Point of sale
Must the franchisee use a specific point-of-sale system designated or approved by the franchisor?
YesItem 10
You must use the computer hardware Aaron’s provides and the POS (Point of Sale) software program for the computerization of your customer and payment records, inventory control and other operational aspects of the Store (Section 7.13).
Does the franchisor have independent access to the data in the franchisee's POS or computer system?
YesItem 10
Aaron’s will have independent access to all information and data in your computer system, and the Franchise Agreement does not limit Aaron’s right to access this information or data.
Training
Can the franchisor charge the franchisee for additional, refresher or remedial training?
YesFranchise agreement
Franchisor shall periodically conduct advanced training programs at various locations, which Franchisee and/or Franchisee’s employees may attend free of charge.
The filing answers no to 5 questions
- Must the franchisee participate in a customer-satisfaction or net-promoter survey program?Item 6
- Is a minimum grand opening advertising spend required?Item 11
- Must the franchisee participate in a regional advertising cooperative when one exists?Franchise agreement
- Must the franchisee participate in a gift card program?Item 11
- Is attendance at an annual convention or conference mandatory for the franchisee?Franchise agreement
The vendor opportunity at Aaron's
Aaron's Sales & Lease Ownership operates 1,162 total units across the United States, with a dominant corporate presence of 938 company-owned locations and a modest franchisee base of 224 units. For software vendors, the immediate addressable market within the franchised system is limited to those 224 locations. However, the corporate-owned side represents a separate, potentially larger procurement channel managed directly from the brand's Georgia headquarters. The franchisee footprint is notably thin—only 2 mapped operators are on file, controlling approximately 2 located units, with a presence in New York and Utah. No multi-unit operators are recorded, and the unit-band split shows a single operator in the 1-unit range, with zero operators in the 2-9, 10-24, or 25+ brackets. This structure means any franchisee-focused sales motion will be narrow, while a corporate-level pitch addresses the bulk of the system.
Who controls software purchasing
The 2026 FDD does not list any HQ executives in Item 1, leaving the specific buying center unidentified. Given that 938 of the 1,162 units are company-owned, purchasing authority almost certainly sits with corporate leadership rather than with individual franchisees. Vendors should prepare for a centralized evaluation process, likely involving operations, IT, or supply chain functions at the Georgia headquarters. The absence of named decision-makers in the disclosure document means initial outreach will require direct corporate navigation to identify the relevant CIO, VP of Technology, or operational buyer.
Mandated and current tech stack
No mandated or recommended technology systems are captured in the 2026 FDD. This is a critical data point: the franchise disclosure document, which typically lists required POS, inventory management, or operational software in Item 11, contains no such entries for Aaron's. This could indicate an open technology environment where franchisees select their own tools, or it may mean that technology requirements are enforced through operational manuals rather than the FDD itself. For vendors, this lack of disclosed mandates creates both opportunity and uncertainty—there is no entrenched competitor to displace on paper, but also no clear compliance trigger that forces a software evaluation.
Procurement, renewals, and timing
The FDD does not include an Item 8 procurement extract, so the formal sourcing model—whether designated supplier, approved supplier list, or fully open—is not disclosed. On the renewal side, franchise agreements run for an initial 10-year term. Franchisees who comply with the agreement and meet specified conditions can enter into a successor agreement for one additional 10-year term. The renewal process requires bringing the premises into compliance with current specifications, signing the then-current Franchise Agreement, executing a release, and paying a fee. This compliance step may serve as a natural trigger for technology upgrades or new software adoption, creating periodic windows for vendors to engage.
How to read the Aaron's FDD
The full 2026 Franchise Disclosure Document is available below. Vendors should focus on Item 11 (Franchisor's Obligations) for any operational technology requirements that may be referenced outside the captured data, and Item 8 (Restrictions on Sources of Products and Services) for procurement model details. The document is filed with state franchise regulators and provides the most authoritative source for understanding the compliance and operational framework that shapes software purchasing at Aaron's. For a ranked target list of franchise systems aligned to your software category, FranCloud can help prioritize your outbound motion.
Questions vendors ask
Aaron's and Aaron's Sales & Lease Ownership, answered from the filing
The 2026 FDD does not list specific executives or a buying center. Given the 938 company-owned units, purchasing decisions likely run through corporate operations or IT leadership at the Georgia headquarters, not individual franchisees.
The current FDD does not capture any mandated or recommended POS, operational, or IT systems for franchisees. This suggests either an open technology environment or that requirements are communicated outside the disclosure document.
The system comprises 1,162 total units, split between 938 company-owned locations and 224 franchised units. The franchisee footprint is small, with only 2 mapped operators across approximately 2 located units in NY and UT.
The FDD does not contain an Item 8 procurement extract. Without this signal, the model—whether designated supplier, approved supplier, or open—remains undisclosed in the most recent filing.
Franchise agreements run for an initial 10-year term, with a single additional 10-year successor term available. Renewal requires signing the then-current agreement, which may trigger technology compliance updates and potential software evaluation windows.
The 2026 FDD is filed with state franchise regulators. You can review the full document using the embedded PDF viewer below to analyze Item 11 technology obligations and other vendor-relevant sections directly.
Source
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FDD alert
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Operator footprint
Who runs the locations
63 operators run 63 mapped locations. 0 of them are multi-unit. Aggregate counts from the filing; no names.
Operators by units owned
Single-unit63
Top states by locations
| GA | 7 |
|---|---|
| TX | 7 |
| NC | 5 |
| KY | 5 |
| AL | 4 |
Ownership
The portfolio behind Aaron's and Aaron's Sales & Lease Ownership
unknown of the aaron s.
Related Retail non food brands
Primary franchise filings · updated June 2026. Every figure is source-traceable and QA-checked.