HQ-led decisions

TMC Franchise

Retail food

Software purchasing at TMC Franchise is controlled at headquarters, where a mandated tech stack leaves little room for unit-level discretion. The system runs on Radiant for point-of-sale, SSCS for back-office, and Verifone for payments, all tied into the proprietary TMC Network and TMC Software. With 6,125 total units—5,556 company-owned and 569 franchised—the addressable market for vendors is concentrated at the corporate level, not dispersed across a large franchisee base.

Mandated & recommended tech

The systems vendors compete with

6 of these are mandated in the franchise agreement. Each is named in Item 11 of the filing — the incumbents a challenger must displace or integrate with.

EPOS System
Mandatory
POSItem 11

You must enter into a Software Agreement with us or our affiliates and pay a monthly maintenance and support fee to us or our affiliates for the use and upgrades of your TMC Software.

Radiant
Mandatory
POSItem 11

We currently require you to use Verifone or Radiant for the EPOS System.

SSCS back-office system
Mandatory
Industry softwareItem 11

SSCS back-office system training (24 hours)

TMC Network
Mandatory
PaymentsItem 11

you will be required to sign a Credit Network Agreement, pursuant to which you will receive access to the TMC Network, our online debit/credit network for processing debit and credit transactions.

TMC Software
Mandatory
Proprietary systemItem 11

You must enter into a Software Agreement with us or our affiliates and pay a monthly maintenance and support fee to us or our affiliates for the use and upgrades of your TMC Software.

Verifone
Mandatory
PaymentsItem 11

We currently require you to use Verifone or Radiant for the EPOS System.

Live signals

Total units
6,125
569 franchised
Unit growth YoY
-2.901%
vs prior filing
AUV
Item 19, 2025
Royalty
1%
of gross sales
Ad fund
0.25%
national + local
Initial fee
$25K
per unit
Investment range
$1.46M–$2.73M
all-in, Item 7
Procurement
Approved supplier
from the filing

The vendor opportunity at TMC Franchise

TMC Franchise operates in the retail food segment with a footprint of 6,125 total units, according to its 2025 Franchise Disclosure Document. The unit mix is heavily skewed toward company-owned locations: 5,556 corporate stores versus just 569 franchised units. For software vendors, this structure means the real buyer is the corporate parent—there is no large, independent franchisee base to sell into. The franchised portion is small and concentrated, with 100 mapped operators across roughly 108 located units. Only 8 of those operators are multi-unit, and none control more than 9 locations. The top states by unit count are California (31), Virginia (17), Texas (9), Florida (8), and New Jersey (8).

Year-over-year unit growth is negative at -2.901%, so net new location openings are not a tailwind. The royalty rate is just 1.0%, and the initial franchise term is 10 years. Average unit volume is not disclosed in the FDD. For a vendor, the addressable market is essentially the 569 franchised locations—if you can get past a headquarters that already mandates a full stack—plus any corporate-driven technology initiatives across the 5,556 company-owned stores.

Who controls software purchasing

Software purchasing authority at TMC Franchise sits at headquarters. The FDD’s Item 1 lists the executive team: Amin Chitalwala (Chief Executive Officer), Bill McKnight (President), Shams Nanji (Chief Financial Officer), Doug Devin (Vice President), and Phil Toye (Development Manager). In a system this centralized, the CEO, CFO, and VP are the likely decision-makers for any enterprise software evaluation. There is no franchisor parent company on file—TMC appears independently owned—so there is no larger corporate parent to navigate.

Because 90.7% of units are company-owned, the franchisee influence on technology decisions is negligible. The 8 multi-unit operators run between 2 and 9 locations each; none reach the 10-unit threshold that often correlates with independent tech evaluation. If you are selling software, you are selling to the HQ team in Arizona.

Mandated and current tech stack

The 2025 FDD mandates a specific, named technology stack across all locations. The point-of-sale system is Radiant, a legacy POS platform. Back-office operations run on SSCS, a convenience-store and retail-fuel back-office system. Payment processing is locked to Verifone. On top of these, the franchisor requires use of TMC Network and TMC Software, both proprietary systems. There is no optionality disclosed for any of these components—they are all listed as mandated.

This is a closed, legacy-heavy environment. Radiant and SSCS are not modern cloud-native platforms, and the presence of proprietary TMC systems suggests custom integration layers that a new vendor would need to work around or replace. Any pitch must address how your software coexists with or displaces Radiant at the POS, SSCS in the back office, and Verifone in the payment flow, all while respecting the TMC Network and TMC Software layer.

Procurement, renewals, and timing

Item 8 of the FDD—the procurement section—contains no extract in the data on file. That means the public disclosure does not specify whether TMC uses a designated supplier model, an approved supplier list, or an open procurement process. Given the fully mandated tech stack, the practical reality is almost certainly a designated-supplier or sole-source approach for the named systems. Vendors attempting to introduce alternative solutions should expect a headquarters-driven evaluation with no franchisee-led buying path.

On renewal timing, Item 17 provides one data point: a franchised location in good standing can renew for one additional 10-year term, using the then-current form of franchise agreement. With only 569 franchised units and a 10-year term, the natural renewal-driven evaluation cycle is thin. The larger opportunity is corporate-driven modernization across the 5,556 company-owned stores, but the FDD does not disclose any technology refresh cadence or contract end dates for the mandated systems.

How to read the TMC Franchise FDD

The 2025 TMC Franchise FDD is embedded below for full-text review. It was filed with state franchise regulators and contains the legal disclosures required under the FTC Franchise Rule. For software vendors, the most relevant sections are Item 1 (executives and ownership), Item 11 (mandated technology and suppliers), Item 8 (procurement restrictions), and Item 17 (renewal and transfer terms). These sections together define who buys, what is locked, and when windows for change might appear. If you need a ranked target list of franchise systems matched to your software category, FranCloud can build one from the full FDD corpus.

Questions vendors ask

TMC Franchise, answered from the filing

Purchasing authority sits with senior leadership. The FDD lists Bill McKnight (President), Amin Chitalwala (CEO), and Shams Nanji (CFO) as key officers—likely the buying center for enterprise software decisions.
The FDD mandates Radiant for POS, SSCS for back-office, Verifone for payment processing, and proprietary systems TMC Network and TMC Software across all locations.
6,125 total units as of the 2025 FDD. Of these, 5,556 are company-owned and 569 are franchised, with a year-over-year unit decline of 2.9%.
The 2025 FDD does not include an Item 8 procurement extract, so the designated-vs-approved supplier model is not publicly disclosed. Assume HQ-controlled purchasing given the fully mandated tech stack.
Franchise agreements run 10 years with one renewal term of 10 years if in good standing. With 569 franchised units and negative unit growth, renewal-driven evaluation cycles may be limited; corporate-driven refresh timelines are not disclosed.
The 2025 FDD was filed with state franchise regulators. You can view the embedded PDF viewer below to read the full disclosure document directly on this page.
Source

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Operator footprint

Who runs the locations

100 operators run 108 mapped locations — 8 of them are multi-unit. Aggregate counts from the filing; no names.

Operators by units owned

Single-unit92
2–9 units8

Top states by locations

CA31
VA17
TX9
FL8
NJ8